At MyDisabilityPlans.com, we take your privacy extremely seriously.
MyDisabilityPlans.com provides you with information and resources that help you research proper disability insurance products online. Most of this information is available to you without the need to disclose any personal information.
The information we request is used to offer you customized insurance plan recommendations for your personal needs. Disability insurance companies use the information provided to us to determine the insurability of each applicant. As you give your personal information to us, we want you to understand the following:
Why We Collect Your Information
We collect your information to prepare insurance recommendations, to help complete the application process, and to contact you during the application process.
How We Use Your Information
Start My Plan: Our site features a brief form you complete to schedule your initial appointment with our Disability Planning Consultants. If you provide contact information such as your email or phone number, we view this as an invitation for us to contact you about designing a personal disability insurance plan even if you are on the state or federal “Do Not Call” list.
When you buy a policy through MyDisabilityPlans.com, we act as an agent for the insurance company to which the application is sent. We provide customer information as required to process the application and service the policy, and we may use such information to offer other products or services to our customers. Except for these purposes, or as required or permitted by law, we do not disclose customer information.
Insurance carriers’ use of your information – Insurance companies use personally identifiable information to determine your final insurance eligibility and rates. Insurance underwriting criteria may vary for each participating insurance company, and each company may place different emphasis on different information on your application.
Cookies – A cookie is a small text file saved on your computer’s hard drive and stored in memory while your browser is running. Cookies make it easier for a user to navigate the Web, and to complete transactions over the Internet. Usage of a cookie is in no way linked to any of your personally identifiable information while you visit our site.
MyDisabilityPlans.com may contract with certain partners that utilize ad-serving technology. To gauge the effectiveness of advertisements, a campaign number is assigned to the vendor from which you came to visit our site. This will remain on your URL when you return to our site.
How We Communicate With You
- Contact by telephone to verify information and to assist you with your disability insurance request or the application process to secure your disability insurance policy.
- Contact by email to verify information, to assist you with your disability insurance a request, or as part of the application process to secure your disability insurance policy. We may also contact you by email to conduct surveys and to provide you with additional insurance information and service announcements.
Choices You Have Regarding Your Information
Start My Disability Plan Form – Your decision to provide personal contact information is strictly voluntary and may prevent you from receiving a disability insurance recommendation from MyDisabilityPlans.com. You may call us TOLL FREE at 1-855-693-4752 to schedule you introductory interview.
Email Notifications- MyDisabilityPlans.com may use information gathered from the site in order for to send relevant offers we believe would be of interest to you. If you wish to opt-out of receiving any special offers from MyDisabilityPlans.com, please click the “unsubscribe” link at the bottom of any such emails and you will immediately be removed from our mailing list.
Cookies – You may elect to disable cookies in your browser. Please refer to your computer or operating system user manual for information on how to disable cookies.
Fees Associated With MyDisabilityPlans.com
There are no fees associated with using this website or obtaining disability insurance recommendations, accessing educational material, or submitting your insurance application.
Information Release
Unless you give us permission to do so, or unless law requires us, we do not willfully use or disclose personally identifiable information to third parties other than as necessary to facilitate the process of obtaining disability insurance coverage for you.
Changes to MyDisabilityPlans.com Privacy Policy:
We reserve the right to change our privacy policy, and if changed, we will post these changes to this privacy statement and to other relevant locations on our site so our visitors are aware of the change. We encourage you to check this posted privacy statement for updates.
What Disability Recommendations Involve
The recommendations are estimates based upon the information you provide, not an insurance policy or contract. Providing a recommendation of disability coverage does not guarantee acceptance of risk by MyDisabilityPlans.com.
The coverage descriptions given to you provide only a general explanation of available coverage. All coverage is subject to all policy provisions and any applicable endorsements or modifications to the insurance contract. Coverage and availability may vary by state; additional minimum coverage limits may be required in your state. The optimal type of disability insurance plan will vary for each individual.
What Disability Insurance Carriers’ Rates Involve
Disability insurance carriers, rates, and policy options may vary based on outside factors including but not limited to medical impairments, resident status, pregnancy, occupation, gender, health status, and policy design. The figures provided for your disability insurance recommendations are representative of an offer by a national insurance carrier unrelated to MyDisabilityPlans.com based on the information you share with our Disability Planning Consultants.
Your disability insurance coverage will not be official until you have been issued a policy from the designated insurance carrier and have paid in full for said coverage. All payments and details relating to your insurance coverage should be conducted exclusively through the designated insurance carrier.
Legal Disclaimer
The information and content contained in this site is intended for general informational purposes only. It is not intended to constitute insurance, legal, financial, tax, or any other professional advice or services. You should consult a qualified professional advisor before making any decision relating to the information contained in this site.
Start My Disability Plan
If you’re ready to get started with your disability plan, click to submit your information to MyDisabilityPlans.com now.
