Disability Insurance Quote

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Your Disability Insurance Planning Should Be As Unique As Your Are

Find My UNIQUE Occupation

BEYOND THE DISABILITY INSURANCE QUOTE

Discover the Difference

You can choose your disability insurance policy, but you can’t choose your disability. Will you have your own occupation disability insurance plan when it happens?

 

What is important to you? What financial commitments have you taken on in your life? Who do you care about most? The purchase of disability insurance is a selfless act to continue to provide for your family’s financial commitments if you are seriously ill. Medical insurance is only half a solution. When an accident or illness threatens to take your career away, your disability insurance plan will be all that stands between you and financial ruin. What are the consequences to those that you love most? This coverage is not for you, but for your family. It is not about your chances of becoming disabled because we all know it will happen to someone else.

The consequences of not planning are real. Physician Disability Insurance is a significant part of a well designed financial plan.  You need a competent disability insurance advisor who will help you develop the best individual long term disability plan for the lowest cost. Other websites advertise “quick and easy” disability insurance quotes, telling you this is the best way to find your disability insurance plan.  We think they’re wrong.

Your disability insurance plan deserves better.

Your disability plan should be comprehensive including dentist/doctor disability insurance and custom designed.  It should provide you with strategies to withstand both a short and long term disability. Also, if you are self-employed there are great disability plans for the self-employed. This type of plan can only be developed through detailed analysis and comprehensive research of insurance carrier offerings.  MyDisabilityPlans.com is committed to providing you with the plan you deserve!  Watch our short video introduction to learn more.

Mitchell Nelson was very patient and helpful to find the right plan for me.

- Cynthia Rutledge, Registered Nurse
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Our process assures your success!

MyDisabilityPlans.com will walk you through The 7 Steps to Disability Planning Success ™.   Our pledge to you is that when you complete The 7 Steps to Disability Planning Success, you will have a plan you can count on.  A solid plan or easy disability insurance quotes… what will you have when your income stops?

THE TRUTH ABOUT

Individual Disability Insurance

Disability insurance coverage replaces your lost cash flow when you are sick or hurt and unable to work. Without cash flow there is no lifestyle. Life is cash flow management and protecting cash flow is the cornerstone of a well thought out financial plan.  But all policies are not created equal.  Your plan should take into consideration things like:

  • Your abilities and skills
  • Your experience
  • Your education
  • Your career
  • Your future plans

Income replacement planning is not static.  It needs to live, breathe, and adjust to you.

One size doesn’t fit all!

Disability insurance coverage comes in many packages, including policies offered by your employer (rented) and individual policies (owned).  It can be “out of the box” or customized.  It can be basic or comprehensive.  So the truth is you need the professional assistance MyDisabilityPlans.com provides.

Your unique abilities are as valuable as your income. Protecting them with individual long-term disability insurance is important.

Disability insurance is unique.  It protects the assets that increase in value with each passing day – your skills, your family, your business -YOU!  MyDisabilityPlans.com understands the importance of matching the right coverage to your plan.

THE TRUTH ABOUT

Disability Insurance Premiums

Our knowledge will lead you to making better decisions .

Don’t fall for the Quick and Easy Disability Insurance Quote hype.

Disability insurance premiums are based on:

  • Your age
  • Your gender
  • Your occupation and duties
  • Your state of residence
  • Your current and past health condition
  • Your financial viability
  • Your policy design
  • Your access to the market
  • Your advisor’s ability to navigate the intricate rules of underwriting

    Do you believe “quick and easy” will work for you?

Build your plan and understand your costs.

Designing your disability insurance policy to match your plan is what our disability insurance experts at MyDisabilityPlans.com do best. Because each insurance carrier is required to file their premium rates for each state, you will need our experienced team of advisors who understands how to navigate the markets, match provisions to your needs and then negotiate with underwriters to build a custom designed and cost effective plan to meet your specific needs.  So the truth about disability insurance premiums is to a great degree you get what you pay for and a qualified advisor will make the difference!

We give you confidence in your disability insurance purchasing decision.